Short-term, unsecured payday loans in Canada
Canadian payday loans from direct Canadian lenders without collateral up to $1,500. Canadian payday loans usually have to be paid back at the borrower’s next payday but it depends on the loan agreement. After getting approved, which takes only a few minutes, you will receive a loan agreement specifying fees, interest rates and other important information. Once you accept the terms and conditions, the loan will be transferred directly to your bank account. The whole process is free of charge.
You are guaranteed to hear from a direct Canadian lender almost instantly. There are many Canadian lenders that we have partnered with in our network. The request process is very fast. Once it is filed, a lender will quickly evaluate it, verify the information you provided in various systems and get back to you in a few minutes. If additional information is needed (which may occur occasionally), you will be contacted by the lender interested in having you as a customer.
No credit OK
Majority of lenders in Canada will perform credit check, which is one of the most useful tools for lenders to evaluate and cross-check a customer. Bad credit is not necessarily a dis-qualifier. Your loan can be approved even if you have a less-than-perfect credit. Lenders take into consideration other factors, such as your income. You can also apply for a title loan instead of a payday loan.
No fax mobile payday loan
There is no faxing involved in the process. If a lender requires additional information or documents, you may file them online with no fax involved!
Repayment of an online payday loan in Canada
Canadian lenders use ACH, which is an electronic system that directly withdraws the amount you borrowed from your bank account.
The cost of Canadian payday loans
Interest rates and fees vary from province to province. Payday loans in British Columbia, Alberta, Saskatchewan, Manitoba or Ontario are different from loans in New Brunswick, Nova Scotia, Prince Edward Island, Newfoundland and Labrador.
In some of the Canadian provinces payday loans are regulated and capped, and in some are not. Direct Canadian lenders in our network offer competitive rates and fees. You can always check with your local government if a lender is charging you more than it is allowed by the law. Learn more about your rights at:
$100, $200, $300, $400, $500, $600, $700, $800, $900, $1000,$1100,$1200,$1300,$1400,$1500,
Payday loans from direct Canadian lenders are available all week long, from Monday to Friday, and weekends (Saturday and Sunday). Lenders are working 24/7, including some holidays.